Study in the United States: some misconceptions about studying master of American finance

See an article a n experienced person, great reference value, share with you. This friend in the United States to read finance degree, now work in the United States, learning to live in the United States for many years. Students want to study in the United States can provide some reference value.

 

Myth 1: identity problem.

 

Last year, in effect, a financial storm, the U.S. government Bailout on hundreds of size Banks and financial institutions. This is the TARP program abbreviation. But the government is demanding for the conditions of the enterprise. Which is directly related to us, in a nutshell is prohibited in the enterprise receiving TARP money during the sponsor H1B visa. In the second half of 2009 to early this year, most companies have to repay the TARP money, from government strict regulations limit from now on. The move is largely the limitation on the salary is not acceptable. These companies have money also include the names of all the people know: Citi, GS, MS, JPM, and WFC, etc., but also many people still not familiar with the big Banks, trust companies, insurance and other financial institutions. Under the background of enterprise successively from government funds, says from the laws and regulations, these companies not on the H1 card foreign applicants.

 

Erroneous zone 2: MSF is suitable for most of the Chinese business students

 

MSF as partial policy business project, not many college graduates in the United States, or work for 3 to 5 years of the American people's first choice, and it is popular among Asian countries for international students. Many students to the idea of going abroad, on the premise of not to program the profound research blindly application, the results after a lot of people come, found it very number of lay particular stress on research and programming course, and these are not their strengths and development goals, in other words, not to the individual ability have good understanding and evaluation, but crustily skin of head these are not suitable for their own course. , in contrast, most American students in the program has a very in-depth study and understanding, and the mathematical ability to apply for general won't be rushed, so most of the people themselves better than some Chinese students in professional. Most American students have related working experience, also have connections, and there was a language advantage. Is inherently less so, in the position of the economic crisis, most Chinese students is relatively competitive.

 

Some companies still recognize cow school diploma, but cow school, after all, only a few people can enter for normal school students, individual ability is the only thing that can help you find a job. Please put aside the pride of 90 after 80, calm analysis of the length of the board, whether for quant related work, whether the students around than you (domestic) students have obvious advantages in this respect. If not, then you haven't any compared with competitors on this side of the edge, can't find a job is very natural. The reality is cruel, and now the United States more cruel. The fact is that only a very good people, and good luck to find a job. You stand on the position of HR to consider, why give you offer? He will have to pay to you take time to do a visa, have to put up with your bad language, still have to give you training, even if you have an IQ of 160 high technology (may) for no work experience, of course not, I'd rather give an IQ of 100, offer good communication ability, have the working experience, the technology is still ok to americans.

 

As a try to find a job hard, an equally once error analysis of their ability to crustily skin of head study MSF unwise international students, I advised you before to want to know if they fit, so as to avoid future regret at the beginning of choice in the wall.

 

Myth 3: graduate business students could not find any work now

 

This is also not correct. I has been almost 4 years in the United States, people coming and going around, many people back home. However, there are a lot of people stayed. When I graduated, it is the subprime crisis. And I graduated at the same time, it is well to JPM, Citi, even after the lehman bankruptcy reorganization company NBB (including my domestic undergraduate students, graduate school). Most people go to some not so famous in the world, or the United States, even small companies. Companies such as smaller, small size, fast development, mostly private. They don't like big Banks so on school, and more important to you. Some companies don't even have to recruit foreigners, but if he decided to you, will not be deterred by just a few thousand dollars of visa application fee, because if you are good enough, these costs compared with the returns can you bring to the company just isn't worth mentioning.

 

Most students with no experience and contacts, don't know the existence of a small company, and I don't know how to find the company. Actually the us like domestic, domestic relations, a fair called networking here, if you don't actively engage with locals, not active to join all kinds of social organizations, actively expand your social circle, so a lot of information has been ignored.

 

Networking is, of course, not so fast to get rewarded. However, how to make friends, can let you see the world, can even help you to develop what you don't know other's own potential and make you life in the United States don't classmates and daily necessities in China (in fact, most people finally is limited to this).

 

Myth: later have to be engaged in financial work, ignoring their own interest

 

Many students think that spent a lot of money for my study in the home, be sure to find a work to earn more financial and interest ah of what, rich again in the future. Think of home is right, but there are a lot of people are RenSiLi, have to commit suicide by hanging dead in a tree. In the United States learned a costly financial, couldn't find a job, had to return home. But later found himself completely doesn't fit (no work experience tended to be aware of this), but have to insist on.

 

I have read half a undergraduate alumni, business school, suddenly you love art, decisive decision system, now graduated, in New York's art agency found work smoothly, have a good time. Otherwise the graduate students, find a job of financial engineering, programming, every day and don't have the talent, to old trouble other friends to make up a missed lesson in the home, life is very tired, work just a job, career prospects are not bright. Face up to their interests and goals, even after the entrance, there is a chance to change life path.

 

Myth 5: blend in the circle of americans, be discrimination in the United States

 

What can't into? Or don't want to blend in? This is the opinion. Initial into not, largely because of the language. If you fit into the, however, due to cultural differences, like, play, food is different, to finally, many people choose Chinese or other Asian community. In fact in China also is same, you said your circle of friends, is a group of beer and skittles can go together?

 

The United States is a very diverse society, discrimination, I this 4 years, never felt before. Just work, I always think of themselves as Chinese, to communicate with people always deliberately illustrate this point, when men don't know. Later found that a majority of americans don't care your nationality, skin color, what nationality are you he doesn't care.

 

Before people ask me: where are you from? I said China, many people said: no, I didn't ask you originally from where. Then I said just now live city name. I think that movie in New York recently, I love you, the performance of the American society is very real. You hear 10 different accents, different culture, different people, yet few people ask where the hell are you people, because everyone comes from different places, you are nothing special.

 

Work two years later, my big boss come over to talk to you some day, colleagues occasionally mentioned my family in Beijing, my boss surprised way: "do you speak Chinese? That I went to Beijing can be responsible for you help me contact". This example just shows, you only have to do things to you (no matter work or study), the people around you will, especially at work, he only CARES about your variety performance brought him in return. Few regional discrimination, and occasionally you will reach for regional jokingly, such as my colleague we old self cavity of Detroit. They would laugh at my funny sentences use the wrong word.

 

At home the students don't need to worry too much, do yourself, need not deliberately changing, more communication with people in the United States, if similar interest in the same rotten tastes, certainly can become the friend. Also don't be depressed by side only Chinese friends, no matter where, people will naturally choose and let you feel comfortable with a circle of people.